✓ Did you know: We accept all types of credit including bad credit, fair credit and good credit!
All Credit Accepted
You Can Be Approved In Under 60 Seconds

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98% Acceptance Rate

In Under 60 Seconds

  • We Have a 98% Acceptance Rate!
  • No waiting! Applications reviewed quickly!
  • Rates starting at 2.9% on ANY Credit!
  • Quick application with NO fees!
  • Pick your own car! We'll handle financing!
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Good Credit (725+)
Fair Credit (630+)
Poor Credit (575+)
Bad Credit (525+)
No Credit
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Customer Feedback

“I sometimes feel out of my depth when I talk to people about cars. But the whole process was smooth and simple here, and they really paid attention to my wishes.”

“The finance people helped me understand my budget and get the payments in order. I was able to invest in the vehicle I needed and I didn’t overstretch myself financially either. I would certainly recommend you!”

Bad Credit & No Credit
If you've got bad credit and you're looking to buy a new or used car, you're in the right place. Just click below to start the bad credit application!

Auto Financing for Everyone

We know you don’t have “perfect credit”, that’s why you’re here! We approve ALL TYPES of credit, including consumers with fair credit, okay credit and even BAD CREDIT.

All we need is 60 seconds of your time for an instant evaluation. We think you’ll be pleasantly surprised with the results.

The truth is, a lot of bad credit consumers just need a second chance. That’s what we can offer you. If you want to finance a car (used or NEW) then you’ve come to the right place. In just seconds, we can offer you a deal on a new car after you start the credit application process.

When you work with us you can be assured of quality vehicles, fair contracts, and access to used and NEW car loans, as well as refinancing options. We work with a variety of profiles, including newcomers with no credit score, divorced consumers, repossession and foreclosure profiles, and everything else in between.

Our job is not only to offer you local financing but also to give you a low monthly cost on the best financing you can find anywhere, state-wide or nationwide. Our Approval Center can give you instant results within a minute so there’s no risk, no lengthy waiting time, and expedited services.

Usually, we can get our clients a new financing deal secured within 24 hours of receiving the application. Looks like you don’t have to cancel your weekend plans after all!

Easy Application Process

When you sign up with our Approval Center we keep you consistently updated so that you can see your status every step of the way.

We even offer a variety of tools to help you get started. For example, we have:
  • Free loan calculator online
  • Pre-approval calculator
  • The lowest rates possible nationwide

We’re so confident that we can help you out of a jam that we’re willing to bet we can offer a LOWER rate than all of our competitors. Our huge financing volume puts us into a position where we can afford to take more risks than the average lender.

So what’s the hold up? You can get an approval TODAY!
Auto Approval Center is a lead provider to lenders around the US. Average APR rates range from 3.2% to 24% depending on credit. Some dealers/lenders may have implications for non-payment or late payments, please see your specific terms for more information. By applying with Auto Approval Center, you agree to have your credit pulled for lending purposes and this could have an impact to your credit score. Thank You for your business!