Q: Is this program for new cars or used cars?
A: When you are approved, you will be able to choose from new or used
cars, it's up to you. When we follow up, we will discuss the best option
Q: What are the interest rates for my auto loan?
A: Interest rates are determined by several factors, including the
severity of credit problems, the amount of down payment, and the degree of
credit risk. However, we can tell you we have the best rates in the
Q: How long does the application process take?
A: The application only takes a couple minutes to complete.
You should complete every step of the application
accurately and honestly for better loan success.
If you leave some parts blank or do not complete all necessary
steps, your application could be denied. You should get a response from us
very quickly. In the unlikely case you do not hear from us, you should
reapply and complete ALL STEPS. There may have been an error in your
application or it may have been incomplete.
Q: Can I get an auto loan even if I have bad credit?
A: Of course, that's what makes of different from the rest! We will work with you every step of the way to
you get approved! Most companies only extend credit to good credit, but
we extend to everyone! We're constantly raising our standards to help
everyone obtain a quality loan!
Q: Are there any fees associated with your auto loan application?
A: This is an absolutely free service.
Q: What kind of vehicles can I get through your service?
A: Anything you want. Sport Utilities, Vans, Trucks, Passenger
Cars, Luxury Cars and Sports Cars.
Q: If I buy a Pre-Owned Vehicle, how can I be sure it is reliable?
A: We recommend you get a warranty when you finalize your loan to protect
your vehicle for years to come. If you vehicle breaks down and you don't
have enough money to repair it, it's easy to default on your loan. A
warranty will protect you and keep this from happening! We've partnered
with the best warranty company in the US,
Q: Does buying a pre-owned vehicle
really help me reestablish my credit?
A: Yes. When checking with the credit bureau, many lending institutions
look at automobile loans more closely than any other type of loan (other
than home loans) to verify your credit standing.
you want to improve your credit fast, secured credit cards also help
greatly. Buying a car from a "buy here, pay here" lot that does not
report to the credit reporting agencies is usually not productive because
it does not help your credit record at all.
Q: Is it safe to submit my information
over the internet?
A: Yes, it is completely safe. We are on file with the BBB and go through
rigorous security checks daily with Trust-Guard. You information is 100%
safe with us. If you would like to verify our business information, just
click on the trust-guard link to the right. When you apply, look for the
"https://" is the address bar to verify you're using a secure site!