Any personal information registered by the user who is below 13 years old is absolutely prohibited and automatically erased as this website is a general audience website.
1. About Information We Collect
As part of our policy to provide a comprehensive and efficient service, we require you to register your real name, telephone number, mobile number, e-mail address and Social Security Number ("Personally Identifiable Information" or "PII"). On the other hand, information that does not identify you, otherwise known as "Non-Personally Identifiable Information" or "Non-PII" such as demographic data and online activity, is also treated with utmost importance. All of your electronic identifiable information data are treated with strict confidentiality. We will not share with any unauthorized third party. We may also consider collecting and storing similar information of other people (borrowers) that you voluntarily provide in connection with the use of this website.
2. How We Collect and Use Information
This Section explains how we collect and use information:
In order to help you further personalize your online experience, obtain record information, and facilitate access about your visit to our website, we may assign your computer one or more cookies. Providing your computer with a cookie, serves a purpose of helping us track the information about your online activity on our website. Such information also includes the pages you visit, the links or valuable advertisements you click on and like to share, and other pertinent activities you take for the duration of your visit to our website. We assure you that the cookies do not store any PII about you. It is common knowledge that most browsers are set by default to automatically accept cookies. However, you can decline cookies by modifying your browser settings. In the event that you choose to decline cookies, you will not have available the all-out services of our website as it normally does, and may not function properly.
3. Other Technologies
Web beacons are also called clear gifs, pixel tags, targeting and re-targeting pixels, third party pixels or web bugs. They are similar in function to cookies because of their tiny graphics with a unique identifier. They are used for the purpose of tracking of web users or to access cookies. In order to determine whether or not e-mail messages are opened and acted upon, we use web beacons in e-mail messages and newsletters.
Generally we may use Information to:
4. Financial Information
For the completeness of information needed in regards to conditional loan offers, we may use a financial information database. Such information contained in the database serves to: match your record with auto dealers or lending partners, help you verify your identity, and protect against any possible fraudulent transactions.
5. With Whom do we Share Your Information
6. DreamAutoLoan.com Considerations
We will ensure confidentiality with respect to your email address or phone number. We will only share such important contact details for the period that you request certain product and services available through DreamAutoLoan.com, but not more than 90 days. Whether or not you avail of their services, the partner, lender or dealer will still retain or use your PII that you provided to them. It is to your best interest that you immediately contact the parties to discontinue the use of your information in relation to their privacy and information sharing practices.
7. Non-Personally Identifiable Information
As part of our policy, we may share Non-PII with third parties at our own discretion.
8. Third Party Links and Policies
There are third parties who own and operate websites which are linked to our website. The servers of these third parties are both located in the United States or in other countries. They have their own privacy and security practices which by law are not within our control and responsibility. To ensure that your information are secured or properly handled by third parties, you need to review their privacy and security practices.
9. Special Notice to Tennessee Residents
10. Updating and Accessing Your Information
The sites or servers you have used will be the determining factors in knowing the appropriate methods used for accessing your Information. Contact our Customer Care Department at firstname.lastname@example.org to update your personal information. Our address is 242 West Main Street #177, Hendersonville, TN 37075.
11. Choices about Collection and Use of Your Information
You will not be able to use certain features of our websites or receive the requested products or services if you do not provide us with your electronic and identifiable personal information. Your completed loan requests are stored in our database for various periods of time pursuant to the Federal and state regulations. Consequently, we retain your information in our database until the applicable period shall have been expired.
12. How we protect your PII
We assure you of our efforts to take physical, electronic, and procedural measures aimed at safeguarding your PII from any attempt or unauthorized access and disclosure. In view of the foregoing, our employees are required to observe our company's information security safeguards; the encryption is used for the transmission of your PII in order to have a link between your system and ours, and to further guard your PII from any unauthorized persons from gaining access, we use firewalls. It is a common knowledge that there is no complete assurance for a secured system. Much to our desire to completely secure your PII through various steps we employed, we cannot guarantee that your PII, searches and other communications are always secure at all times. It is also your obligation to be prudent in handling and disclosing your PII. To protect yourself against identity theft, we may refer you to the website of the Federal Trade Commission.
13. TCPA Compliance: Use of automated telephone dialing systems, text messages and or prerecorded messages
DreamAutoLoan.com helps consumers get financing through a network of participating auto dealers and/or direct lending partners that specialize in helping people who may have experienced credit problems. The information we collect from you enables us to match you with local dealers and finance companies that may be well suited in providing the credit you are interested in. We do not know who your matches will be until we review your information. By giving us and our lending partners consent to contact you using automated telephone dialing systems, text messages and or prerecorded messages, we can provide you with faster and more efficient updates regarding the status of your application.
From time to time we update or modify this Policy to conform to any change in the collection, use, and sharing of your information that may serve you better. In this Policy, it is provided therein the date it was last updated. It is recommended that you always check this Policy every time your visit this website to keep abreast of any changes effected. Your regular visit to our websites would prove that you agree to the changes to the Policy.
15. Visiting our Websites From Outside the United States
If you are a resident of the United States of America, you are covered by the Policy's provision for the collection of information on our websites. In the event that you visit our websites outside of the United States, where our servers are located and our central database is operated, your information is basically transferred to, stored and processed by our company's servers and central database where they are currently located. Be aware that we cannot expect that the data protection and other laws of the United States of America, as well as those other countries, might not be comprehensive as yours'. You are cognizant that your use of the services indicates your understanding that your information may be linked both to our facilities and those third parties as provided under this Policy.
16. No Rights of Third Parties
This Policy does not guarantee rights enforceable by third parties or mandatory disclosure of any Pll vis-à-vis users of our websites.
17. California Consumer Privacy Act
18. How to Contact Us
Should you have questions about this Policy or our information-handling practices, or if you would like to know how we disclose personal information to third parties in connection with their direct marketing purposes, please don't hesitate to e-mail or post mail using the information stated below:
242 West Main Street #177
Hendersonville, TN 37075